Arianna Del Palazzo-Lavallee
Frank Del Palazzo & Associates
What Does the FDIC Not Guarantee or Insure
We all know that the Federal Deposit Insurance Corporation insures our bank deposits.
They are safe, and they are guaranteed. We, as a nation, depend on these guarantees as to the financial backbone of our monetary system.Have you ever wondered what is not insured?- Investments in stocks, bonds, mutual funds, municipal bonds or other securitiesAnnuities, variable annuities are securities and are backed by the actual assets in the annuity. Annuities issued by insurance companies are insured by the issuing insurance company as well as the individual's state of residence (State Guarantee Fund)
- Life insurance products even if purchased at an insured bank
- Treasury bills (T-bills), bonds or notes
- Safe deposit boxes and their contents
- Losses by theft (although stolen funds may be covered by the bank's hazard and casualty insurance)
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Arianna Del Palazzo-Lavallee
Frank Del Palazzo & Associates
Sanford, North Carolina
arianna.delpalazzo@retirevillage.com
(919) 353-5161
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